Terms and Conditions

Welcome to MyProtectionHero!

These Terms and Conditions govern your use of the services provided by WaWe, Inc., dba HW Premier Insurance Services, Product Brand MyProtectionHero in relation to obtaining a life insurance policy. By accessing or using our services, you agree to be bound by these terms. If you do not agree to these terms, please do not use our services.


You must be at least 18 years old and have the legal capacity to enter into a contract to use our services. By using our services, you represent and warrant that you meet these eligibility requirements.

Life Insurance Services:

Our services include assisting you in obtaining a life insurance policy by collecting and processing personal information necessary for underwriting and issuing the policy. We do not provide insurance coverage ourselves but act as an intermediary between you and insurance providers.

Collection of Personal Information:

In order to provide our services, we collect personal information as described in our Privacy Policy. You consent to the collection, use, and disclosure of your personal information in accordance with our Privacy Policy.

Accuracy of Information:

You are responsible for providing accurate and complete information when using our services. You agree to promptly update any information provided to us if it changes or becomes inaccurate.

Insurance Quotes and Policy Terms:

Any insurance quotes or policy terms provided through our services are for informational purposes only and are subject to change. Actual coverage and terms may vary based on underwriting criteria and other factors determined by the insurance provider.

Payment of Premiums:

We do not collect or process premium payments on behalf of insurance providers.

Disclaimer of Warranties

We make no representations or warranties regarding the availability, accuracy, reliability, or suitability of the information provided through our services. We disclaim all warranties, express or implied, including but not limited to warranties of erchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability:

In no event shall WaWe, Inc., dba HW Premier Insurance Services its officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our services, whether based on warranty, contract, tort (including negligence), or any other legal theory.


You agree to indemnify and hold harmless WaWe, Inc., dba HW Premier Insurance Services and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in connection with your use of our services or any breach of these Terms and Conditions.

Governing Law and Dispute Resolution:

These Terms and Conditions shall be governed by and construed in accordance with the laws of [Jurisdiction]. Any dispute arising out of or relating to these terms shall be resolved exclusively by the courts of [Jurisdiction].

Changes to Terms:

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Any changes will be effective immediately upon posting the revised terms on our website. Your continued use of our services after any such changes constitutes your acceptance of the revised terms.

Contact Us:

If you have any questions or concerns about these Terms and Conditions, please contact us at [email protected]
By using our services, you agree to abide by these Terms and Conditions and our Privacy Policy.